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Dean Esposito Cant cook but the food is the talk of the town

February 5th, 2012

Scottsdale, Arizona (PRWEB) January 31, 2012

generously donated by two local restaurateurs want to preserve wilderness Hope Food Bank in Scottsdale, Arizona, and worked for a year at least, the Food Bank announced today.

Dean Esposito and his wife, Martina, partners in the popular Cuban Cabana restaurant Bella in the outskirts of Scottsdale, offered to donate food storage space and money each month to save Hope Desert, 10-year-old Soup Kitchen serving homeless individuals and families with low incomes. Last month, Desert Hope announced that it will be forced to close in late February due to financial constraints.

We could not happen, Dean Esposito. We could not go on living our comfortable lifestyle, knowing that people in our community will be hungry, and one of the few places that actually offer to help them get closed. In this country there are so many people having so much that no one should have something.

Dean began volunteering in the desert Hope about a year ago, after noticing the long queues at soup kitchens during your daily drive to Cabana Bella. The thought of her husband, who works in the kitchen, amused, Martina, at least first.

By all accounts

, Dean Esposito Cabana Bella CEO and lead you just have to stay away from the kitchen, “says Martina, head chef Eaterys. Two met at the University of Pennsylvania, immediately fell in love and realize their individual talents match in heaven : Martina is a culinary student with an ethnic flavor, stoked up by the Cuban-Portuguese heritage and Dean number crunching charmer with a talent for business

After graduating in 2000 she Culinary Arts degree from the Art Institute of Philadelphia, he with a degree in Business Administration from Drexel University came west and found a couple Cabana Bella. Martina freshly made empanadas and tapas and the Deans business building glow, creating an instant hit, and the restaurant has gone on to become a local staple

really blessed, Dean Esposito. Personally I am blessed to find Martina, if not only beautiful and incredibly talented, but whose talents are ideally suited for things I could do. Together they were blessed that this community so well Cabana Bella, and continues to support us for over 10 years.

that support is a very good life for Esposito. But Dean Esposito said material comfort grew increasingly uncomfortable when he and Martin would drive to work and see the crowds out of the desert Hope. They asked for the soup kitchen and Dean have decided to volunteer for a few hours every week since their culinary boundaries murderer According to Martin, he helped the soup kitchen managers to balance their books and maintenance schedules

At the end of december 2011, Desert Hope, citing dwindling cash and food donations and rising costs for preparation of the 5000 most hot lunches and dinners every month announced that it is bankrupt and will be closed immediately after the end of February. But this week, rose Cabana Bella by a number of donations, which together with other donations, the Food Bank keep the surface at least until the end of 2012

restaurant has offered to donate several hundred kg of food in the desert, I hope every month, as well as an important cooking salt, oil and flour, Cabana Bella storage of perishable food in the desert Hope restaurants, large cabinets and will include food banks monthly rent in the basement from the Almighty destiny church, where she worked for 11 years.

Hope

desert is an important part of this community, said Dean Esposito. Each of us may find yourself homeless or in desperate economic situation, and luckily there are places like this and people like Daniel and Sandra offer a helping hand.

Daniel and Sandra are Daniel and Sandra Dean Adar, who found hope in the desert the 2,001th Although there is still need for food donations and monetary donations to cover costs for utilities and insurance, Hope Desert had no hope, no Martina and Dean Esposito, according to Adar.

they definitely saved us, “she said. And they are literally saving lives in this society. Martina Esposito and Dean are good people with big hearts.

This is not for us, Dean Esposito. As I said, led us and blessed life we have what we need. This ensures that others get what they need.

For

Dean Esposito

Dean Esposito, 31, co-owner of Cabana Bella restaurant in Scottsdale, Arizona. Born in Queens, New York, he graduated from Drexel University with a degree in business administration. Dean Esposito and his wife, Martina, co-owner and chef at Cabana Bella, live in Scottsdale and they are avid hikers and music lovers.

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Tags: Cant, cook, Dean, Esposito, Food, talk, Town | Posted in Rent College Books |

Uncovering a Hidden Asset

February 5th, 2012

Imagine you were informed that, thanks to a close relative, you had inherited millions of dollars worth of Coca Cola stock certificates that had been lost in the attic for decades. Since this “negotiable instrument” belongs to you, would you climb up into the attic to get it and immediately inquire as to its value?

Forgotten or unrealized assets are surprisingly more common than people think. Many families have not liquidated their bonds or stock certificates due to a lack of communication from generation to generation. Life insurance premium financing creates a very similar scenario by tapping into an unrealized asset we call “insurable net worth”. A life insurance policy is an asset just like a house or car. You may qualify for a loan that pays the annual premiums, just like a mortgage or car loan, except the interest and payments may be accrued into the loan.

Interestingly, the policy value itself typically repays the loan for those of age 70 and over.

5 Common Questions – Life Insurance Premium Financing

1. What if I already have an estate plan in place?

Life insurance can supplement any existing estate plan. Most people are unaware of how life insurance premium financing benefits estate or charitable planning. It is recommended that individuals consult with their tax attorneys; gift taxes might be avoided with premium financing versus paying premiums outright.

2. What if I already have life insurance?

Very rarely is an individual insured up to their net worth or full capacity. Many people do not realize the need for that much insurance. If the hidden asset (one’s insurability) exists, why not benefit from it? Further, many consumers are unaware that they have the option of exploring a sale of this policy in their lifetime to enjoy a “living benefit”.

It is important to note that most insurance carriers do not condone originating new life insurance policies for the sole purpose of selling it for a financial gain as an investment.

Another common purpose of life insurance premium financing is for a corporate key person or to fund a “buy-sell agreement”. Today, people often consider a 1035 exchange and/or to sell a policy to ultimately enjoy lower premiums due to the new mortality tables; the 2008 Valuation Basic Tables (VBT) adjustment has resulted in lower premiums due to longer life expectancies.

3. I have heard of premium financing before, how do I choose the most specialized firm?

Individuals should feel comfortable dealing with a specialized firm that focuses solely on premium financing; seek a practice that works with top CPAs, estate and tax attorneys among agents and advisors throughout the country referring clients to them. Premium loans should always be fully disclosed, transparent, safe and compliant and therefore be accepted by regulators, insurance companies and all other parties involved. A specialized firm will ensure that an individual is in a life insurance transaction that matches their needs. Choosing an experienced firm is important because insurance companies and regulators frown upon certain transactions that take place within the industry.

4. What if you have bad health?

You may be pleasantly surprised that you are likely to be insurable provided you do not have a terminal illness. An insured could be classified as a standard health risk, even if. There are advantages to be gained by working with a firm that has developed very strong relationships with underwriters and insurance companies over the years and as a result, can leverage this to bring a client a better insurance rating.

5. This sounds too good to be true, why is everybody not doing this?

More than likely, they have not yet been made aware of it. It is also human nature to ignore death and unfortunately, this often results in harsh financial consequences. Each person has a limit to the amount of life insurance they may qualify for, usually based on their estimated estate tax liability, business interest or charitable involvement; they may, or may not, qualify for life insurance premium financing at a later date. This is not “something for nothing” or “free insurance”, as the premiums are paid for and an insured person is expending their insurable capacity. Not everybody qualifies and clients should understand the risks and rewards relative to this or any product that proposes to enhance the family’s net worth.

Jon Kidd or Keith Owen may be reached via phone at 305-695-8052 or toll-free at 800-828-ESTATE (3782). You may also wish to visit http://www.BanyanLife.com or simply stop by for a tea or coffee at their office on the edge of the bay at 1800 Sunset Harbour Drive, Marina Suite 3, Miami Beach, FL 33139.

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